Financial Wellness Through AI and Smart Investments

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What Are Mutual Funds?

Mutual funds pool money from various investors to invest in a diversified mix of assets like equities, bonds, and money market instruments. Managed by professional fund managers, the income or gains generated from these investments are distributed among the investors based on the scheme’s Net Asset Value (NAV).

How Does It Work?

Imagine you and your friends contribute ₹10 each to buy a box of chocolates worth ₹40. You each receive 3 chocolates (or units), proportional to your investment. Similarly, when you invest in mutual funds, you own units, and your returns depend on the NAV, which fluctuates based on market performance.

Why Invest in Mutual Funds?

Mutual funds are ideal for those who want to grow their wealth but lack time or expertise to manage investments. Professional fund managers invest your money according to the fund's objectives, while regulatory bodies like SEBI ensure transparent, fair practices.

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Different Mutual Fund Types

Protip offers Direct and Regular Plans for investments, so you can choose the best fit for your goals.

  • Open-Ended Funds: Invest and redeem at any time.

  • Closed-Ended Funds: Fixed investment period, with units traded on exchanges.

  • Active Funds: Managed by professionals to outperform market benchmarks.

  • Passive Funds: Track market indices, with lower fees. Track market indices, with lower fees.

Protip makes investing in mutual funds simple, flexible

Invest in Direct & Regular Plans

Choose from both direct plans (for lower costs) and regular plans (for advisor support).

Switch Between Funds

Easily switch between different mutual fund schemes to adapt to changing market conditions or goals.

Redeem Your Investments

Redeem your mutual fund units with just a few clicks, anytime you need liquidity

Risk Profiling & Diversification

Redeem your mutual fund units with just a few clicks, anytime you need liquidity

Al-Powered Recommendations

Redeem your mutual fund units with just a few clicks, anytime you need liquidity

Goal-Based Investment

Redeem your mutual fund units with just a few clicks, anytime you need liquidity

Track Your Portfolio

Redeem your mutual fund units with just a few clicks, anytime you need liquidity