Your Trusted Partner in Financial Growth

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Our Story

At Protip, we believe that smart investing should be accessible to everyone, regardless of their background or experience. Financial growth should not be a privilege reserved for a few—it should be an opportunity available to all.

Founded by Ritesh Kumar and Chandramohan, Protip was created to bridge the gap in financial literacy and investment planning in India. With deep expertise in investments and technology-driven solutions, they saw a critical need: millions struggle with complex financial decisions due to a lack of insights, guidance, and easy-to-use tools.

Protip simplifies investing with expert insights, intuitive tools, and personalized guidance, making financial planning easier and more rewarding. By combining innovation with expertise, we empower individuals to invest smarter, grow wealth, and secure their future with confidence.

We Will Take You Higher

Empowering Your Future with Excellence

Our Mission

To empower every investor—from first-time savers to seasoned professionals—with cutting-edge AI tools, real-time insights, and expert recommendations, enabling them to make informed, confident, and data-backed investment decisions.

Our Vision

We are building India’s most impactful investment platform, revolutionizing how individuals invest, grow, and secure their financial future. Our goal is to help every Indian achieve financial independence while contributing to India’s ambition of becoming the world’s leading economy by 2050.

What We Solve

India's journey toward financial inclusion is still evolving. Despite growing interest in wealth creation, investors often face fragmented information, unclear financial strategies, and limited access to expert-backed solutions. Protip is here to change that.

We provide an AI-powered, all-in-one investment platform that simplifies financial planning, offering personalized insights, expert-driven strategies, and seamless portfolio management—all in one place.

Our Founders

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Co-founder and CEO, CBO

Ritesh Kumar

Ritesh Kumar (Co-founder and CEO, CBO)

Ritesh Kumar, our CEO, is a fintech entrepreneur with a strong background in banking and financial services. A postgraduate from Manipal University, he has spent the past five years driving innovation in the financial sector. His journey began at Axis Bank, where he developed expertise in client management and financial advisory. As a founding member of FundExpert, he played a pivotal role in scaling the platform from 300 to 2,500 clients, managing ₹15,000 crore in AUM, and serving 7.5 lakh investors—leading to its acquisition by Kotak Securities. He further honed his expertise at Castler and FYERS Stock Broking, spearheading business growth and strategic partnerships. Now, as the founder of Protip, a multi-asset investment platform, He is on a mission to make wealth management more accessible, empowering individuals with seamless, technology-driven investment solutions.

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Co - Founder and CTO, CPO

Chandramohan Subbiah

Chandramohan Subbiah (Co - Founder and CTO, CPO )

Chandramohan Subbiah, our CTO & CPO, has over 20 years of experience in product development, including six years in the Bay Area. He has held leadership roles as CTO, VP, and Head of Engineering for startups like Asper.ai and MIC Global since 2019 and previously served as Director at Oracle and Product Head at Infosys. Passionate about building exceptional software, he has successfully hired, mentored and led global teams that powers products running in Fortune 500 companies. A certified AWS Solutions Architect, he has filed four patents. His mission is to empower investors who prefer a "set-and-forget" investment approach, akin to Fixed Deposits (FD), by leveraging cutting-edge technology in mutual funds; Deliver the best possible returns with proper safeguards, ensuring peace of mind and Financial Wellness

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